Ghilarducci, Teresa

This highly recommended book focuses on middle- and lower-income people who do not have millions in their retirement accounts and who are particularly concerned about the retirement possibilities that their children and grandchildren will have. It nicely updates Dora L. Costa’s The Evolution of Retirement and will appeal to fans of Jessica Bruder’s Nomadland.

Despite some redundancy at times and a tendency to defer explanations to later pages, Ghilarducci uses humor, easy-to-understand calculations, and personas to showcase how readers from varying walks of life can make sustainable retirement savings choices.