Your Score: An Insider's Secrets To Understanding, Controlling, and Protecting Your Credit Score

"Almost nobody understands how the world of consumer credit really works," writes Davenport (founder, CEO, Regal Financial), with coauthor Rudy in this how-to guide, which seeks to "demystify the entire consumer credit business." Davenport, who now runs his own credit management firm with many high-profile clients, was formerly a mortgage lender and loan originator for what he calls the "other side"—the enormous Bank of America and Wells Fargo. This adversarial tone toward the credit industry persists throughout the book, and Davenport's advocacy is strongest when he offers practical tips rather than heated bluster. Highlights include laying out the relevant credit score factors, providing an action plan for fixing the five biggest credit mistakes, details on preventing identity theft, and a fascinating, highly detailed set of step-by-step instructions for correcting an error with the three credit bureaus.