CRUSH Your Money Goals: 25 Smart Money Habits To Save, Invest, and Fast-Track Your Financial Freedom

On its surface, this book has the flashy, pyramid-scheme appearance of content by many #goalgetter influencers. Joy shares how she conquered her own debt and what it meant to do that financial work on public platforms, including blogs and, ultimately, her podcast. She’s a bold, brash self-promoter of her CRUSH Your Money Goals program (curate your accounts; reverse into independence; understand your [net] worth; spend intentionally; heal your money wounds), often steering readers toward her online one-on-one and group mentoring. The book, however, isn’t about building her own wealth so much as it is about equipping readers to take ownership of their financial lives and advocate for their best financial selves. Throughout the book, Joy provides readers with information about personal finance and wisdom from her MBA studies, compounded by personal anecdotes and client stories. Her bulleted action steps feel manageable, in no small part because of the book’s clear organization.